ruxiajianshen,tianqiyuelaiyuere,ershoufangshichangqueliangyizhenzhen。duodiguapaishujugaobuxia,jiaoyiliangchixuzoudi。suizhezhiqianjiyaxuqiudeshifang,bushaodifanggoufanghuoyuedukaishixiajiang。yaoxiangtishengershoufangshichangjingqizhishu,reng需在政策端加碼,進一步優化流程,打通交易梗阻。
首先,降低入市門檻,提振市場情緒。去年以來,多地調整優化樓市調控政策,包括降低首付比例、拓寬公積金使用範圍、鬆綁限購舉措等。但目前個別城市仍在實行諸如“認房又認貸”等政策,在一定程度上抑製了購房需求,甚至誤傷了剛需購房群體。與此同時,今年以來多地推出“帶押過戶”模式,旨在簡化過戶流程,促進二手房交易。但從目前市場反饋情況看,部分銀行對此項業務積極性不高,如何優化流程、協調各方利益,仍存在諸多堵點。相關部門應加強協調,加快推進,讓好政策達到好效果。
其次,調整交易稅費,減少交易成本。相比新房,二手房過戶交易涉及的稅費種類多、數額大,包含增值稅、契稅、個ge人ren所suo得de稅shui和he印yin花hua稅shui,等deng等deng。去qu年nian以yi來lai,多duo個ge城cheng市shi降jiang低di二er手shou房fang交jiao易yi環huan節jie稅shui費fei,在zai一yi定ding程cheng度du上shang改gai善shan了le住zhu房fang消xiao費fei政zheng策ce環huan境jing,減jian輕qing購gou房fang者zhe經jing濟ji負fu擔dan,有you助zhu於yu擴kuo大da住zhu房fang消xiao費fei需xu求qiu。考kao慮lv到dao當dang前qian市shi場chang情qing況kuang,二er套tao房fang交jiao易yi稅shui費fei仍reng有you壓ya降jiang空kong間jian,尤you其qi是shi在zai一yi線xian城cheng市shi和he熱re點dian二er線xian城cheng市shi,由you於yu房fang子zi總zong價jia較jiao高gao,稅shui費fei成cheng為wei購gou房fang者zhe的de重zhong要yao考kao量liang因yin素su,可ke以yi繼ji續xu探tan索suo推tui出chu更geng大da力li度du的de利li好hao政zheng策ce。
zaici,guifanzhongjiefuwu,ezhishichangluanxiang。xianshizhong,bushaofangchanzhongjiewangwangbanyanchenhuodajiedejiaose,shichangluanxiangcongsheng,daozhifangchanzhongjiexingyechangqishoudaogoubing。jinri,zhujianbuheshichangjianguanzongjulianhefawen,mingquetichuzhongjiejigouyaohelijiangdizhongjiefei、提升管理服務水平,釋放出明確政策信號,規範房產中介迫在眉睫。
房fang地di產chan行xing業ye發fa展zhan的de重zhong要yao內nei驅qu力li是shi城cheng鎮zhen化hua,而er城cheng鎮zhen化hua的de重zhong要yao驅qu動dong力li是shi產chan業ye化hua。促cu進jin房fang地di產chan市shi場chang平ping穩wen健jian康kang發fa展zhan,長chang期qi看kan,需xu把ba房fang地di產chan和he城cheng鎮zhen化hua以yi及ji產chan業ye規gui劃hua有you機ji結jie合he起qi來lai。同tong時shi,由you於yu不bu同tong區qu域yu差cha異yi較jiao為wei明ming顯xian,各ge地di還hai需xu進jin一yi步bu因yin城cheng施shi策ce,提ti高gao政zheng策ce的de感gan知zhi度du和he到dao達da率lv,給gei予yu剛gang需xu群qun體ti更geng多duo實shi質zhi性xing支zhi持chi,實shi實shi在zai在zai降jiang低di交jiao易yi門men檻kan,切qie實shi滿man足zu合he理li住zhu房fang需xu求qiu。 (郭存舉)